Providing expert mortgage advice for over 28 years.
Providing expert mortgage advice for over 28 years.
As we embrace the autumn season, the housing market is showing promising signs of recovery. In this update, we’ll explore the latest trends, opportunities for buyers, and valuable services we offer to help you make the most of the current market.
Good news for borrowers: the wait for lower rates may soon be over as a pricing war among banks and building societies drives rates down. With slowing inflation and a cooling economy, mortgage rates have dipped to their lowest in nearly two years.
This trend is expected to continue, with some economists predicting another base rate cut later this year. However, rates are unlikely to return to the historic lows of 2020 and 2021.
Asking prices increased by 0.2% during July across England and Wales – the seventh consecutive monthly rise in 2024. This steady growth, along with falling mortgage rates, creates optimism for both homeowners and potential buyers.
The reduced stamp duty rates will end on 31 March 2025. Experts recommend that homebuyers act quickly. Now is the time to speed up your purchase plans and take advantage of the current low rates!
The UK mortgage market is on the rise, creating exciting opportunities for homeowners and buyers! As rates continue to fall, it opens up a world of possibilities, making it easier to secure an affordable mortgage.
The outlook is incredibly bright as the market recovers, and there’s never been a better time to explore your mortgage options!
Worried you’re not getting the lowest mortgage rate? Our free service, Mortgage Rate Check, takes the guesswork out of it. Simply ask your advisor for a rate check, and we’ll carefully review rates to make sure you’re getting the most suitable deal.
If rates drop and a better option becomes available, we’ll help you make the switch at no extra cost. We might help you potentially save some money on your mortgage.
Switching to a different lender may incur additional cost
Exciting news! We’re thrilled to announce a fantastic way to take charge of your health, with fast access to private healthcare starting from just £1.45 a day.
Private healthcare plans offer a variety of benefits:
Our Private Healthcare Team will tailor a plan to your budget and healthcare needs and provide a no-obligation quote.
Up for earning some easy cash? When your friend takes out a new mortgage or insurance policy with us using your referral code, we’ll pay you £100 for each successful referral.
You can refer up to 3 friends a year, giving you the chance to earn £300 by Christmas! Treat yourself … spread the word and start earning today!
Life changes, and so should your protection. Have you experienced any significant changes lately, such as a new job, a move, a marriage, or a birth?
Your updates help us ensure you’re always covered, no matter what life throws your way. Our specialist protection team is here to provide free guidance and support.
