Protect your family & future
We can help you find the right cover to give you peace of mind knowing that your family is financially secure, no matter what life throws your way.
We also understand that buying insurance can be confusing. That’s why we’re here to help you every step of the way.
Contact our dedicated Protection Team today to learn more
You'll love our protection cover
Life insurance
Protect your family's financial future with the right life insurance policy.
Critical illness cover
Don't let a serious illness put you and your family in financial hardship. Get the right critical illness cover.
Income protection
Protect your income and your family's financial stability with income protection.
We are proud to partner with top insurers across the UK
Why does expert advice matter?
Choosing the right cover with different policies available is a huge decision. We have the expertise to help you get it right.
- We search for protection products from 16 reputable insurers.
- Even if you have an existing policy, it’s always worth reviewing regularly – we may be able to get you a better policy!
- It’s more affordable than you think, plus the younger you are, the cheaper it is.
When should you review your protection cover?
We suggest you review your cover after any big life milestones such as the ones below.
- You change your job – which could affect company benefits such as sick pay, death in service or redundancy package
- The arrival of a baby
- You change your mortgage amount or term
- An increase or decrease in your disposable income
- You took a lower level of protection to keep the cost down, but you want a more complete policy
- Bereavement, marriage, divorce, or anything in between!
Life Insurance
A life insurance policy can give you peace of mind knowing that your loved ones will be taken care of financially if the unthinkable happens. It will pay your family a tax-free cash sum to help towards any financial commitments you have.
Here are some reasons life insurance is important:
- It can help pay for funeral expenses.
- It can help pay off outstanding debts, such as a mortgage or car loan.
- It can provide income for your loved ones if you die while they depend on you.
- It can help cover your children’s education costs.
- It can give you peace of mind about protecting your family’s future.
Our dedicated Protection Team will guide you through the process. Using their expertise, they will help you choose the right life insurance policy with an affordable premium that meets your family’s needs.
Critical Illness Cover
Offering support when it matters most
A critical illness can be emotionally and financially overwhelming. Critical illness cover is designed to provide a tax-free lump sum of money if you are diagnosed with a severe medical condition.
This cover could help pay your medical expenses, treatment costs, and additional financial responsibilities during your recovery period.
Our team of protection experts will help you choose a policy that offers the right protection and peace of mind.
Income Protection
Safeguarding your financial stability
Being unable to work due to illness or injury can have significant consequences on your financial stability. Income protection insurance acts as a safety net, ensuring you have a reliable source of income.
This cover pays a regular tax-free monthly income, allowing you to meet your financial commitments and focus on your recovery.
Our dedicated protection advisors will work closely with you to identify the right income protection policy, considering factors such as your occupation, salary, and personal circumstances.
Benefits of Newhomes
Protection FAQs
Life insurance pays a sum of money upon the death of an insured person. It is important for ensuring the financial safety and well-being of your family. It can provide financial support when your loved ones need it the most.
The best age to start life insurance is when you have dependents or other financial obligations such as a mortgage. The younger you are, the more affordable life insurance will be.
The amount of life insurance you need will depend on your circumstances. The amount should be enough to maintain a similar standard of living for your loved ones. 10 times your gross annual salary is a good starting point for life insurance.
Income protection insurance pays out a monthly income if you are unable to work due to illness or injury. This can be valuable if you become unexpectedly ill and are unable to work, as it can help you to cover your living expenses and mortgage payments.
Income protection insurance typically covers you for a period of one to twenty years. The amount of cover you can get will depend on your age, health, and occupation.
A critical illness policy is a type of insurance that is designed to provide financial support to people who have been diagnosed with a critical illness. The policy typically pays out a lump sum of money, which can be used to cover medical expenses, lost income, or other costs associated with the illness.
Critical illness cover can be a valuable if you are diagnosed with a serious illness. The lump sum of money can help you to cover your medical expenses, pay off debts, or make home modifications.
