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Moving home

Planning a move to a new home? 

Home mover mortgages are a type of mortgage designed for people who are moving to a new home that is more expensive than their current home.

These mortgages typically allow you to borrow more money than a standard mortgage, and they can be a good option if you’re looking to upsize your home

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There are two options for home movers

Porting your mortgage

Porting your mortgage involves transferring your existing deal to your new home. It’s an attractive choice with its existing interest rates and extended fixed terms. Our experts will help you: 

  • Confirm if your current lender allows porting 
  • Submit your application and do all the hard work
  • Ensure your new property aligns with your lender’s criteria. 
  • Lenders may charge you valuation and arrangement fees when you port a mortgage.

Remortgaging

This is when you take out a new mortgage to finance your move. This can be a good option if you want to take advantage of a better interest rate or if you need to borrow more money than your current mortgage will allow. Our expert remortgage advisors can guide you through the process of remortgaging, whether with your current lender or a new one. They will help you: 

  • Secure the most suitable product for your remortgage. 
  • Access additional funds for your new home or consolidate debts.
  • Advice of any early repayment charges and new mortgage fees from lenders.
  • Take care of everything, from finding you a fantastic deal to completing your application.

Loyal customers deserve a reward

As a thank you to our loyal customers, we’re offering a £100 cashback gift on your next mortgage when you complete it with us.

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Make your move stressfree

Moving to a new home involves careful consideration of mortgage options, moving logistics, and home insurance.

We’re here to provide friendly guidance and support at every step. Contact us today to start your exciting journey. 

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Home Movers FAQs

A home mover mortgage is a type of mortgage that is designed for people who are selling their current home and buying a new one. It offers a variety of options, including transferring your existing mortgage, remortgaging with a new lender, or taking out a further advance.

  • Get recommendations from friends, family, or colleagues. 
  • Read online reviews. 
  • Get quotes from multiple companies. 
  • Make sure the company is licensed and insured. 
  • Make sure the company has experience with moves of your size and distance.
  • Start planning early. 
  • Create a checklist. 
  • Get quotes from different moving companies. 
  • Select a reputable moving company. 
  • Pack carefully. 
  • Label boxes. 
  • Arrange for pets to be cared for. 
  • Leave your old home clean.

We're open 7 days a week

  • 01543 464 144
  • info@newhomesadvice.co.uk
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